Benefits

• Death benefit

• Disability benefit

• Applied to murder & homicide

• Assault and rape covered

Death Benefits

• Murder

• Culpable homicide

Disability Benefits

Covers disability and injury from Assault as a broad category covering:

• Sexual crimes

  Rape and sexual assault

• Attempted murder

  Perpetrator had intent to kill, but insured life survives)

• Assault with Grievous Bodily Harm

  Perpetrator intended to disable/injury or induce insured life under submission

Waiting Period

• Deaths

  No waiting period after the first premium has been received.

• Disability

  30 days after the first premium has been received.

Cover may also be extended to your immediate family (Spouse & Children (max 8)) as well as extended family (max 8) which includes your parents and your parents in-law.

This product has only a 4 month waiting period for the main member, spouse and children and no waiting period will apply for accidental death once the first premium is received. Extended family members have a 12 month waiting period.

In the event of the main member passing away, the cover for the remaining members will continue for an additional 6 months free of charge.

We promise to pay your claim within 24 hours of approval, with double cover if we don’t.